These are example figures. Keep them to explore, or start a blank ledger. Adding your first entry also starts a blank ledger.
Finish setting upAdd your currency, payday and first account so your balance and budgets make sense.
Total balance—
Safe to spend today—
In this month—
Out this month—
Accounts
Heads up
Safe to spend this month
—
Expected income
—
Spent so far
—
Bills still to come
—
Goals & extra debt
—
Upcoming bills
Activity
Accounts
Net worth—
Add an account
Plan
Assign your income
Envelopes
where spending should be by today
50 / 30 / 20 check
A common guide: about half of income on needs, 30% on wants, and at least 20% saved. The marks show those targets.
Savings goals
Debt-free plan
Future you
next 12 months
If nothing changesWith your changesAll goals funded
Insights
Money in—
Money out—
Saved—
Savings rate—
Where it went
In vs out
Last 6 months
Money inMoney out
Monthly review
Our AI coach looks at this month’s totals, budgets, bills, goals and debts and suggests what to change. Only totals are sent, never your notes.
Ask your money
Ask anything about your budget. The AI coach answers from your last six months of totals, bills, goals and debts. Only totals are sent, never your notes.
Download a report
New entry
Write it the way you’d say it. Several at once works too, like “lunch 45, taxi 30”.
You’re using Finora without an account, so your details and data stay on this device. Create an account to back them up, use them on other devices and share with your household.
Signed in—
Sign out
Danger zone
Your email
Signed in as
Sync
Status—
Your entries save on this phone first and sync to your account whenever you’re online, so you can use the app offline. Tap Sync now if something looks out of date.
Appearance
Theme
Accent colour
Saved on this device.
Region
Paid on the 25th? Start your budget month on payday so each month runs from one salary to the next.
Setup
Phone notifications
StatusChecking…
Warn me when a category reaches
Reminders
Smart rules
Rules fill in the category or account for you as you type. A rule can look at the note, the amount and the account. Notes you’ve used before also remember their category.
Recurring entries
Bills, subscriptions and income that repeat every month. Editing one changes the amount for future months; stopping one keeps its past entries.
Household budgets
Share a budget with a partner or family. Everyone in a household sees and adds to the same entries, envelopes and goals. Your personal budget stays private.
Sign in to create or join a household.
Your referral code
Invite friends to Finora with your code or link. Friends who sign up with it show up here.
…
Invite by email
We’ll email them an invitation from Finora with your name on it.
Sign in to get your referral code and invite friends.
Backup
Import & export
Install
App lock
Privacy
Your budget is private to you and anyone you share a household with. We don’t connect to your bank. The AI monthly review and chat see your totals, not your notes; a receipt photo or quick-add text is sent to the AI only when you ask it to read one.